Make “cents" of your finances! How do you manage money and what do you need to know to get a financial advantage? Make dollars and cents of your money now so you build financial security for your future starting today. Money Smart teaches financial literacy and features financial and business professionals sharing their knowledge and insight into all aspects of money to impart to viewers what they need to know about their finances through short segments, including:
• Earning – Understanding your paycheck (3:14)
• Saving and Investing – Planning for rainy days and your future (5:02)
• Spending – Managing your expenses online (5:14)
• Owing – Borrowing and paying your debts (6:19)
• Tracking and Giving – Living within your means and sharing with others (5:31)
Total run time: 5 segments, 25:20
Audience: Grade 6 - Adult
"...Finance and business professionals share money-management basics in this straightforward tutorial consisting of five short segments, beginning with “Earning,” in which experts dissect a paycheck, differentiate between gross and net pay, and explain various deductions. The next segment, “Saving and Investing,” addresses saving money versus incurring debt, and “Spending” describes the differences between debit and credit cards, tells how to track expenses, and introduces identity theft. “Owing” warns of the dangers of credit-card debt, explains various types of interest rates, and urges viewers to pay bills on time, while “Tracking and Giving” offers strategies for living within one’s means, among other topics. Frequent onscreen captions reinforce terminology and present key principles. This well-organized program is a solid introduction to money management."
--Booklist Online Review, August, 2014
"Intended for grade 6 to adult viewers, Money Smart: Making Cents of Your Finances is an educational DVD about money management basics. Topics include saving and investing, managing expenses, borrowing and paying debts, and how to live within one's means. Online printable teaching are available to supplement these "need-to-know" lessons that every young person should take to heart! Highly recommended, especially for homeroom viewing and school or public library DVD collections."
--Midwest Book Review, August, 2014
“A terrific primer for young people who will soon be dealing with the real world of income, bank accounts, credit, etc., Money Smart looks at the basics of financial survival. The opening segment teaches viewers how to interpret a paycheck, explaining gross pay versus net pay, federal and state taxes, voluntary deductions (401k, etc.), and the mysterious FICA. Later segments outline good money habits, starting with savings. Also covering the subjects of credit, investments, and banking security in accessible language. …” Highly recommended. ★★★½
--Video Librarian, Nov/Dec, 2014